Why is my credit score out of 705? Your credit report and score data is provided to us by Experian (our data provider), and ranges from 0-705, with 705 being the highest. We categorise your score into one of the following bands: Score Band 0-527 Let's start climbing 528-602 Moving on up 603-649 On good ground 650-669 Looking bright 670-705 Soaring high These bands are an indication of how good your credit score is. Bear in mind that this is just a guide and even people with the highest credit score can be rejected for credit. Related articles How can I improve my score? Does checking my score with ClearScore decrease it? How often is my credit report updated? Why is my score zero? Can I print, download or share my report?