No, ClearScore is not a credit bureau, so banks and lenders will not use us to check your creditworthiness.
At ClearScore, we show you the credit score provided to us by Experian (our data provider). Not all lenders will use this score when assessing you - there are four different credit bureaus, so they may get your score from one of the other bureaus.
Remember that Experian use your most up to date information when calculating your score. So the score we show you is a very good indication of how a lender will see you at that point in time.