We match you with financial products based on your credit report and score data, which means you’re less likely to be rejected. However, this is not a guarantee as we can’t promise the success of your credit applications from the lender’s side.
This is because ultimately, the bank or lender makes the decision to accept to reject your application once they’ve carried out their own additional checks.
What we can do is help you understand which factors on your credit report are working in your favour, and where you can improve.
There are a few reasons why you may have been rejected:
• You don’t meet the lender’s criteria.
• You have a poor credit score.
• There is a mistake on your report.
Whatever you do, don’t immediately apply for another credit account – this will decrease your credit score.
For more steps to do post-rejection, take a look at out our FAQ .