Lenders like to see that you have a low debt proportion in comparison to your income. This indicates you're more likely to pay them back and be able to afford new credit.
When you activate your Credit Health, we show you your debt to income ratio. This helps you understand how lenders see you. Lenders look at this to make sure they're being responsible and not lending more than you can manage.
If something doesn't look correct, check that your information is up to date. You can update the information at any time in your Credit Health tab.