Your credit score can go up or down because of changes to your report. Check your report for insights impacting your score. Some factors that impact your score are:
- Accounts in arrears
- Missed payments
- Enquiries
- Credit utilisation
- Build your credit history
- Judgments (legal action)
Get credit healthy
Your financial situation is more than just your credit score. Activate your Credit Health to get a fuller picture of how lenders see you. In 3 easy steps, you can see more insights on how to shape up your finances.