There isn’t an exact answer to this. Different banks, lenders and credit reference bureaus hold different information and will calculate your score differently.
At ClearScore, we show you your credit score provided to us by Experian (our partner credit bureau). This can range from 0 - 740, with 740 being the highest. The higher your score, the more likely you are to be offered credit.
A higher score also means that you could be eligible for better interest rates and deals on credit.
The best way to build and protect your credit score is to responsibly manage your finances. This means always paying on time and it’s best to keep credit repayments between 10% and 30% of your income.