Blacklisting is no longer used by credit bureaus.
If your credit application has been declined and you want to understand why, contact the lender you applied with. You can also check your credit report and account information to see what could be impacting your score.
For example, a missed payment or a judgment on your credit report could affect a lender’s decision.
If you find anything incorrect or do not recognise something on your credit report, let Experian know. You can raise a dispute with Experian through our chat on the right-hand side of this page.
For more information about blacklisting, read this article.