The length of time that something stays on your credit report depends on the type of information.
|
Information
|
Time might stay on a credit report |
| Credit enquiries
|
12 months |
| Missed Payments |
5 years |
| Debt restructuring |
Until a clearance certificate has been issued |
|
Defaults
|
1 year |
|
Court judgements
|
5 years or until paid and a paid-up letter is provided by the creditor or attorney |
If something doesn't look right on your credit report, you can raise a dispute with Experian using the ClearScore Assistant located in the bottom right corner of this page.