Your debt is considered ‘prescribed’ if payments haven’t been made to settle the debt, or you haven’t been summoned in respect of it over a period of 3 years.
Most, but not all debts prescribe in 3 years. If you believe, there’s an incorrectly prescribed debt or a prescribed debt that shouldn’t be showing on your report, you can let Experian (our data provider) know about this.
You can raise a dispute with Experian by going